Household pathways to financial security and long-term prosperity in New England are shifting. Several solutions across housing, small business support, tax reforms, savings mechanisms, and digital financial tools are evolving to meet changing demand, but they face uncertainty involving affordability pressures, climate risks, and rapid transformation of labor markets by AI. 

Dalberg conducted a landscape pulse to map wealth-building solutions launched in New England since 2020. The analysis brings forward patterns and signals across hundreds of interventions and reveals three major shifts shaping the region’s financial future: 

  • Public leadership is accelerating: 37% of new wealth-building initiatives in this study have been led by the public sector, mainly at the state level, signaling a stronger government role in shaping household financial stability. 
  • Asset building dominates the landscape: More than half of all new solutions(52%) are designed to help households acquire assets, especially homes and business ownership. Fewer initiatives focus on sustaining wealth over time, pointing to gaps in areas such as insurance, succession planning, and long-term protection. 
  • Homeownership and entrepreneurship lead investment: Together, housing and small business development account for 37% of this study’s new initiatives launched since 2020. But the types of solutions and the pace of innovation vary significantly by state, suggesting uneven access to opportunity across the region. 

This work is designed to support funders, policymakers, practitioners, and ecosystem leaders by clarifying opportunity spaces, uncovering areas for coordination, and pointing to where future investment is needed most. 

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